What is Flexxbuy?
Flexxbuy is a customer-financing platform that enables businesses (large and small) to offer "Buy Now, Pay Later" or extended-term payment options to their customers by accessing a multi-lender network.
In short: your business can get paid quickly while your customer pays over time.
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Key Features & How It Works
One online application from the customer is submitted to a network of 30+ lenders.
Credit spectra covered: from "excellent" credit to sub-prime. They have programs built even for very low credit scores.
Loan / financing amounts: from a few hundred dollars up to $100,000.
Funding to your business can happen quickly (often within 1-3 business days) once the customer is approved.
The business sees the funds; the customer then repays the lender over time.
Minimal business requirements: they advertise no minimum revenue or long history necessary in many cases.
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Benefits for Your Business
Increase conversion / reduce lost sales: When customers don't have full cash or credit options, you offer them a financing route and thus close more deals.
Boost average ticket size: Payment flexibility often encourages customers to spend more or choose higher‐margin items.
Attract more customers: By advertising "Financing Available" across credit scores you can widen your appeal.
Fixed/rapid payout: You get paid (or have the financing set up) while the customer's repayment risk is mostly handled by the lender(s).
Low risk (for merchant): Because you're working via Flexxbuy's system, your business isn't acquiring the debt directly (in many cases).
Example: for certain programs they state "no recourse" to the business in case of customer default.
FAQs
Your Queries Answered: Navigating Financial Success with PBF Funding Group NC LLC
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
What can I use the funding for?
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
What is the minimum requirements for funding?
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States.
How do I get started with PBF Funding Group NC LLC?
Visit our website and sign up for a free consultation to learn how we can serve you.
Are you the one funding me?
No, we are the middle man in between you and success!
What is your application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.